Free to download · iOS & Android

Koru — Budget & Expenses,
Together as a Family

Connect your household, track spending in real-time, and reach your financial goals as one team. The budget app designed for how families actually live.

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How Koru Works

Three simple steps to financial harmony.

1

Create Your Family

Sign in with Apple or Google. Name your household — like "The Millers" — and you're set up in seconds.

2

Invite Members

Send an email invite to your partner or family. They join instantly with their own role — Admin or Member.

3

Track Together

Log expenses, add income sources, set category budgets, and watch your financial health score climb.

Everything your family needs

Simple tools that work for the whole household — no spreadsheets required.

Getting started

Connect Your Family

Name your household, choose an icon, and invite members by email. Each person gets their own role — Owner, Admin, or Member. In the screenshot, The Millers are on the Premium Plan with Andrew as Admin and Mary as Member.

Family Members screen: The Millers, 2 members, Premium Plan, Owner Andrew. Mary listed as Member, Andrew as Admin, with Invite Family Member button at the bottom
Expenses tab: The Millers, March 2026, streak of 12. Recent transactions — Starbucks -$4.50, Supermarket -$300, House -$2000. Category cards — Rent $2K of $2.4K, Coffee $5 of $100, Groceries $300, Utilities $0 of $500 Expenses tab

Your Expenses at a Glance

See recent transactions and category spending cards on one screen. Each category shows how much you've spent vs. your limit — Rent $2K of $2.4K, Coffee $5 of $100, and so on.

Add Expense bottom sheet: amount $15, description Netflix, category Fun, Recurring monthly toggled on, repeats on the 15th, Add Expense button Quick entry

Add Expenses in Seconds

Tap +, enter the amount, add a description like "Netflix", pick a category like "Fun". Turn on recurring monthly and choose the day — it logs itself every month.

Category detail

See Every Transaction in a Category

Tap into any category to see the full list of transactions — who spent what and when. The progress bar turns red when you go over budget. Here, Utilities is overspent at 174% — $1.2K spent against a $700 limit.

Utilities category detail: Overspent 174% of budget, $1.2K of $700, red progress bar. Today's transactions — food -$500 by Andrew, tickets -$20.50 by Andrew, drugs -$700 by Andrew
Income tab: March 2026, Total Income $3.7K. Expected $3.7K, Received $600, Pending $3.1K. Sources — rent +$300, Salary +$3.4K. Recent — salary $3100.50 scheduled, Income +$100, rent +$20 Income tab

Track All Your Income

Add sources like Salary and Rent. See total income this month with a breakdown of expected, received, and pending. Recent entries show each payment as it lands.

Rent income source detail: 1 transaction, +$300. Recurring entries — rent on the 8th +$300, rent on the 6th +$200. Mar 5 — rent +$300 by Andrew Recurring income

Set It and Forget It

Tap any income source to manage recurring entries. Set repeat dates — like rent on the 8th and 6th of each month — and Koru logs them automatically.

Budget planning

Plan Your Monthly Budget

Set a total monthly budget — like $3,700 — then allocate it across your categories. Travel gets $200, Pet $100, Personal $2,700, Utilities $700. The allocation bar fills up as you assign, so you can see exactly how much is left to distribute.

Monthly Budget screen: $3,700 per month total, $3,700 of $3,700 allocated (full orange bar). Category Budgets — Travel 5% $200/mo, Pet 2% $100/mo, Personal 72% $2,700/mo, Utilities 18% $700/mo. Save Changes button
Overview tab: Income $6.8K, Spent $2.3K, Net Position $4.5K, 66% savings rate. Expenses 3 logged, Streak 12 days. Health Score 70 — Fair financial health. Spending by Category donut — Total $2.3K, Rent $2.0K at 83% Overview tab

Your Financial Health Score

Net position, savings rate, logging streak, and a Health Score from 0-100 that grades your financial wellness. The donut chart breaks spending down by category so you see where your money actually went.

Notifications screen: Budget Warning when a category hits 90%, Over Budget Alert when it exceeds the limit. Partner Expenses and Partner Income toggles. Daily Reminder at 1:34 PM. Monthly Reset Summary on the 1st at 9am Notifications

Alerts That Keep You on Track

Budget warnings at 90% and over-budget alerts. Notifications when your partner logs expenses or income. A daily reminder to log today's spending, and a monthly reset summary on the 1st.

What families are saying

Real reviews from households who've made the switch.

★★★★★

"Finally found the best budget app for our family! The expense tracking features are clean and intuitive. Everyone can easily track their spending."

Sarah M. Verified User · Dec 2024
★★★★★

"Game changer for family budgeting! We tried many apps before, but Koru is the best for keeping our household finances in order."

Michael K. Verified User · Jan 2025
★★★★★

"Perfect budget app for couples! Love how easy it is to track income and expenses. The bill tracker is exactly what we needed."

Emma L. Verified User · Feb 2025

From Our Blog

Tips, guides, and insights on family budgeting.

Read all posts →

Start budgeting together today

Free to download. Takes 2 minutes to set up. Your family will wonder how you managed without it.

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Koru expenses dashboard Koru financial overview