Free to download · iOS & Android

Koru — The Best Budget App &
Expense Tracker for Families

Koru is the ultimate money manager app for families and couples. Track expenses, manage bills, set budget categories, and reach your financial goals together.

App Store

Google Play

Koru budget and expense tracker app showing The Millers family dashboard with recent transactions, category budgets for Rent, Coffee, Groceries, and Utilities

Start Tracking Expenses in 3 Steps

Set up your family budget tracker in under two minutes.

Create Your Family

Invite Members

Send an email invite to your partner or family. They join instantly with their own role — Admin or Member.

Track Every Expense

Log expenses, add income sources, set category budgets, and watch your financial health score climb.

Why Choose Koru as Your Budget & Expense Tracker

A complete money management solution for the whole household — no spreadsheets required.

Family collaboration

Perfect for Couples & Families

Designed as the best budget app for couples and families, Koru makes it easy to collaborate on household finances. Name your household, choose an icon, and invite members by email. Each person gets their own role — Owner, Admin, or Member.

Family Members screen: The Millers, 2 members, Premium Plan, Owner Andrew. Mary listed as Member, Andrew as Admin, with Invite Family Member button at the bottom

Expenses tab: The Millers, March 2026, streak of 12. Recent transactions — Starbucks -$4.50, Supermarket -$300, House -$2000. Category cards — Rent $2K of $2.4K, Coffee $5 of $100, Groceries $300, Utilities $0 of $500

Expense tracking

Comprehensive Expense Tracking

Our expense tracker lets you categorize spending and analyze trends. See recent transactions and category spending cards on one screen — Rent $2K of $2.4K, Coffee $5 of $100, and so on.

Add Expense bottom sheet: amount $15, description Netflix, category Fun, Recurring monthly toggled on, repeats on the 15th, Add Expense button

Quick entry

Log Expenses in Seconds

Tap +, enter the amount, add a description like "Netflix", pick a category like "Fun". Turn on recurring monthly and choose the day — it logs itself every month.

Budget management

Stay on Top of Every Budget Category

Tap into any category to see the full list of transactions — who spent what and when. The progress bar turns red when you go over budget. Here, Utilities is overspent at 174% — $1.2K spent against a $700 limit.

Utilities category detail: Overspent 174% of budget, $1.2K of $700, red progress bar. Today's transactions — food -$500 by Andrew, tickets -$20.50 by Andrew, drugs -$700 by Andrew

Income tab: March 2026, Total Income $3.7K. Expected $3.7K, Received $600, Pending $3.1K. Sources — rent +$300, Salary +$3.4K. Recent — salary $3100.50 scheduled, Income +$100, rent +$20

Income tracking

Track All Your Income

Add sources like Salary and Rent. See total income this month with a breakdown of expected, received, and pending. Your complete money management picture in one view.

Rent income source detail: 1 transaction, +$300. Recurring entries — rent on the 8th +$300, rent on the 6th +$200. Mar 5 — rent +$300 by Andrew

Bill tracker

Bill Tracker & Payment Reminders

Never miss a payment. Set recurring entries with repeat dates — like rent on the 8th and 6th of each month — and Koru tracks them automatically.

Budget planning

Set & Manage Your Monthly Budget

Set a total monthly budget — like $3,700 — then allocate it across your categories. Travel gets $200, Pet $100, Personal $2,700, Utilities $700. The allocation bar fills up as you assign, so you can see exactly how much is left to distribute.

Monthly Budget screen: $3,700 per month total, $3,700 of $3,700 allocated (full orange bar). Category Budgets — Travel 5% $200/mo, Pet 2% $100/mo, Personal 72% $2,700/mo, Utilities 18% $700/mo. Save Changes button

Overview tab: Income $6.8K, Spent $2.3K, Net Position $4.5K, 66% savings rate. Expenses 3 logged, Streak 12 days. Health Score 70 — Fair financial health. Spending by Category donut — Total $2.3K, Rent $2.0K at 83%

Spending analytics

Detailed Reports & Insights

Net position, savings rate, logging streak, and a Health Score from 0-100 that grades your financial wellness. The donut chart breaks spending down by category so you see where your money actually went.

Notifications

Budget Alerts That Keep You on Track

Budget warnings at 90% and over-budget alerts. Notifications when your partner logs expenses or income. A daily reminder to log today's spending, and a monthly reset summary on the 1st.

How Koru Compares to Other Budget Apps

See why families choose Koru over other expense trackers.

Recommended

Koru

✓
Family Collaboration
Unlimited family members with roles
✓
Real-Time Expense Tracking
Instant sync across all devices
✓
Recurring Bills & Reminders
Auto-log monthly bills with alerts
✓
Unlimited Custom Categories
Create categories that fit your life
✓
Health Score & Analytics
Detailed reports, charts & 0-100 score
✓
Free to Start
Full core features at no cost

Other Budget Apps

✗
Family Collaboration
Limited or premium only
✗
Expense Tracking
Often delayed or manual sync
✗
Bill Management
Basic or limited features
✗
Budget Categories
Often limited preset categories
✗
Spending Analytics
Basic reporting only
✗
Price
Often expensive subscriptions

Frequently Asked Questions

Common questions about our budget and expense tracker app.

What is the best budget app for families?

Koru is rated as one of the best budget apps for families, offering real-time expense tracking, custom budget categories, and seamless family member collaboration — all in one intuitive interface.

Is Koru a good expense tracking app for couples?

Yes, Koru is an excellent budget app for couples. It allows partners to track shared and individual expenses, manage bills together, and set financial goals as a team.

Does Koru work as a money management app?

Absolutely! Koru is a comprehensive money manager app that helps you track expenses, manage income, create budgets, and visualize your spending habits all in one place.

Can I use Koru as a bill tracker app?

Yes, Koru functions as an excellent bill tracker app. You can set up recurring expenses, track payment dates, and get notifications to ensure you never miss a payment.

How does Koru help with expense management?

As a complete expense management app, Koru helps you categorize spending, set budget limits, track recurring bills, and analyze trends over time to improve your financial habits.

Is Koru the best spending tracker app?

Koru consistently ranks among the best spending tracker apps due to its intuitive interface, family sharing capabilities, and comprehensive tracking features that give you complete visibility into your finances.

What families are saying

Real reviews from households who've made the switch.

★★★★★

"Finally found the best budget app for our family! The expense tracking features are clean and intuitive. Everyone can easily track their spending."

Sarah M. Verified User · Dec 2024

★★★★★

"Game changer for family budgeting! We tried many apps before, but Koru is the best for keeping our household finances in order."

Michael K. Verified User · Jan 2025

★★★★★

"Perfect budget app for couples! Love how easy it is to track income and expenses. The bill tracker is exactly what we needed."

Emma L. Verified User · Feb 2025

From Our Blog

Tips, guides, and insights on family budgeting.

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Download the Best Budget & Expense Tracker Today

Free to download. Takes 2 minutes to set up. Join families who are taking control of their finances with Koru.

App Store

Google Play

Koru — The Best Budget App &
Expense Tracker for Families